How to save on your fees


As a GEMS parent, there are many ways you can save on your annual school tuition fees

At GEMS Education it is not just about financial support. We are always looking at ways we can evolve to ensure that we provide families with a quality education no matter what curriculum or fee point.

Here are some of the ways our parents can save on their school tuition fees:

  • GEMS Rewards

    The newly revamped GEMS Rewards app is now live! Along with the existing buy-one-get-one-free opportunities, you can now earn and redeem GEMS points on flights, hotels and gift cards.
FAB GEMS Credit Card 

FAB / GEMS Co-branded Credit Card

Use your GEMS FAB Mastercard to pay your annual tuition fees in advance and SAVE 4.25% on GEMS school fees.

Advanced payment of school fees also offers:

  • 0% easy payment plan for up to 12 months with 0% Processing fees
  • Education protection cover of up to AED 500,000 per child at the cost of AED 28 per month per child.
  • Earn FAB Rewards points per transaction, which can be used towards future tuition fee payments.
   SMS ‘GEMS’ to 2121 for more details on the FAB GEMS Card

* Terms & Conditions apply


Smiles Points 

Pay Your Fees Using Etisalat Smiles Points

You can now link your Smiles & GEMS Rewards accounts, allowing you to transfer your Smiles points to GEMS Rewards points in real time to pay for your child’s tuition fees!

Education Loans 

Education Loans

Avail pre-negotiated education loans with special rates for GEMS parents with our partner banks.

GEMS Exclusive Scholar Plus Education Loan Offer

Apply for a Scholar Plus Education Loan and get value-added benefits including covering your original loan value in the case of an eventuality.

Call: Aamir Yousuf on +971 56 576 7612 
Email[email protected]




HSBC LoanAsYouGo

A flexible borrowing solution that allows you to split your loan into smaller portions to match school term fee payments.

Call: Irina Prunescu on +971 56 993 2238 or Syed Yousuf on +971 50 840 3518
Email[email protected]


GEMS and Bank Points 


GEMS and Bank Points

Use your existing loyalty points earned through our partner banks and your GEMS points earned through the app to pay school fees

Plus Points earned with Emirates NBD Cards. Click here to redeem now.

Touchpoints earned through ADCB. Click here to redeem now.

FAB Reward points earned with FAB credit cards.

Redeem at the school while paying your fees or call FAB on 600525500.

Air Miles 

Air Miles

You can now transfer your Air Miles to GEMS Points to pay for your child’s tuition fees!

More to Explore

  • At some stage, all parents face one critical decision in their parenting journey: which school to choose for their child or children. It’s a difficult, sometimes confusing, but nonetheless important decision that impacts both your life as a parent and your child’s future.

  • When considering your child for a place at any of our primary and secondary schools, we may even conduct an age related placement test as part of the admission process. This is just to make sure we understand where your child is at today and consider how we can best fit them into the appropriate education level for them.
  • Whether selecting what subjects to take for GCSEs or the IB Diploma Programme, the pressure on students to choose the right electives that will carry them through the remainder of school and then into college is more or less the same.

  • As a GEMS parent, there are many ways you can save on your annual school tuition fees.

  • Our parent community are our best advocates and the Ambassador Programme is our way of saying thanks for playing an active role in our success.

  • We offer Academic Scholarships to students who have consistently placed at the top of their class in all their subjects for at least the last three years.

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